We live in a world where people can post their thoughts on social media websites for everyone to read and you may not realize it, but this exposes you to the risk of being sued. Your life can change in an instant if someone accuses you of slander or libel. Slander and libel lawsuits are [...]
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The Underwriting Solution Given the current crisis, insurers have no choice but to eventually restrict coverage. Several policy wording changes are on the horizon: Increased deductibles. Percentage and per building deductibles are becoming the norm. Unfortunately, the effect of this change is easily overcome by a contractor’s promise to waive the building owner’s deductible. The [...]
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Destination wedding insurance It has been a long, cold winter season and the hint of spring is finally on the horizon. For brides planning a destination wedding, the Wedding Protector Plan® policy offers valuable coverage, with no surcharge for destination weddings. Wedding insurance allows couples to exchange vows on a white sandy beach, amongst a [...]
The first years teenagers spend as drivers are very risky. In fact, teen drivers have the highest death rates of any age group, according to the U.S. Department of Transportation. While getting a drivers license is an exciting rite-of-passage for teens, it can be enough to make a parent frantic. Here are some steps parents [...]
In order to score a cheap car insurance policy, you need to become a valuable asset to insurance carriers. A lot of different factors go into becoming the best insurance client. What would the perfect insurance client look like? How do you become the person who gets the lowest rates? Insurance Carriers Want Low Risk [...]
A Safeco umbrella policy provides an additional layer of liability protection that can be used with any Safeco policy or a policy from another insurance company, including boat, motorcycle, all-terrain vehicle and snowmobile. It kicks in when the underlying or primary policy doesn’t provide sufficient liability protection. A $1 million Safeco Umbrella policy, in most [...]
When and whether a vehicle involved in a collision is considered to be “totaled” for first-party insurance purposes is an issue of great angst and confusion for most consumers. We hear horror stories about older, functioning automobiles being “totaled” simply because the frame is bent or other seemingly minor and hidden damage occurs. Even insurance [...]
Cracking the complex and confusing lingo of life insurance can be a chore. Following is a tutorial that might help: Term Life: Term life insurance provides basic protection in the event of an untimely death. It can be purchased in various durations, ranging from five to 35 years. There are various types of term life [...]
