The Emerging Hail Risk: What The Hail Is Going On?

The Underwriting Solution Given the current crisis, insurers have no choice but to eventually restrict coverage. Several policy wording changes are on the horizon: Increased deductibles. Percentage and per building deductibles are becoming the norm. Unfortunately, the effect of this change is easily overcome by a contractor’s promise to waive the building owner’s deductible. The [...]

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Wedding Insurance??

Destination wedding insurance It has been a long, cold winter season and the hint of spring is finally on the horizon. For brides planning a destination wedding, the Wedding Protector Plan® policy offers valuable coverage, with no surcharge for destination weddings. Wedding insurance allows couples to exchange vows on a white sandy beach, amongst a [...]

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Need Cheaper Insurance

In order to score a cheap car insurance policy, you need to become a valuable asset to insurance carriers. A lot of different factors go into becoming the best insurance client. What would the perfect insurance client look like? How do you become the person who gets the lowest rates? Insurance Carriers Want Low Risk [...]

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How a Safeco® umbrella policy works

A Safeco umbrella policy provides an additional layer of liability protection that can be used with any Safeco policy or a policy from another insurance company, including boat, motorcycle, all-terrain vehicle and snowmobile. It kicks in when the underlying or primary policy doesn’t provide sufficient liability protection. A $1 million Safeco Umbrella policy, in most [...]

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When is A Vehicle Considered a Total Loss?

When and whether a vehicle involved in a collision is considered to be “totaled” for first-party insurance purposes is an issue of great angst and confusion for most consumers. We hear horror stories about older, functioning automobiles being “totaled” simply because the frame is bent or other seemingly minor and hidden damage occurs. Even insurance [...]

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